Terms & Conditions

Last updated: 6th March 2025

1. Introduction

Welcome to partners.fincar.com.au ("Website"), operated by Fincar Pty Ltd ("Fincar", "we", "our", or "us"). These Terms and Conditions ("Terms") govern your access and use of our Website, API, and related services (collectively, "Services"). By using our Services, you agree to be bound by these Terms. If you do not agree, you must refrain from using our Services.

2. API Access and Usage

  • Fincar provides API access to approved partners to facilitate integration with third-party platforms.
  • Access to the API is granted on a non-exclusive, revocable basis.
  • Users must adhere to authentication and security protocols, including OAuth2 client credentials.
  • Fincar reserves the right to limit, suspend, or revoke API access at its discretion.

3. Data and Privacy

  • Users must comply with applicable data protection laws, including the Australian Privacy Act 1988 (Cth).
  • Users must not store, share, or misuse data obtained via the API beyond the permitted scope.
  • Fincar is not liable for data loss, breach, or unauthorised access occurring through partner integrations.

4. Availability and Service Levels

  • Fincar aims to provide a stable and reliable API but does not guarantee uninterrupted service.
  • Scheduled maintenance and unexpected downtime may affect availability without notice.
  • Fincar is not responsible for any loss, damage, or business disruption caused by API unavailability.

5. Indemnity

  • You agree to indemnify, defend, and hold harmless Fincar from any claims, damages, or expenses arising from your use of the Services.
  • This indemnity extends to third-party claims resulting from your API implementation, data handling, or breach of these Terms.

6. Disclaimers and Warranties

  • Fincar provides the Services "as is" and "as available" without warranties of any kind.
  • Fincar disclaims all warranties, including but not limited to fitness for a particular purpose, merchantability, and non-infringement.
  • Fincar does not warrant that the Services will meet your requirements or that they will be error-free.

7. Limitation of Liability

  • To the maximum extent permitted by law, Fincar is not liable for any indirect, incidental, consequential, or punitive damages.

8. Termination

  • Fincar reserves the right to suspend or terminate access to the Services at any time without liability.
  • Users may cease using the API and request account deactivation at any time.

9. Governing Law

  • These Terms are governed by the laws of New South Wales, Australia.
  • Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of New South Wales.

10. Amendments

  • Fincar may update these Terms from time to time, with or without notice.
  • Continued use of the Services constitutes acceptance of the amended Terms.

11. Contact Us

For questions regarding these Terms, contact us at support@fincar.com.au.