Introduction

Fincar makes novated leasing easy by integrating directly into the platforms Australian businesses already use. Our API enables HR platforms, payroll systems, and employee benefit providers to offer built-in salary packaging with zero overhead, creating a seamless experience for employers and employees alike. Whether you're looking to boost platform engagement, reduce administrative complexity, or enhance your benefits offering, Fincar delivers a turnkey solution that works inside your existing system.

For HR Platforms

Make your HR platform more valuable to your customers by offering a highly sought-after employee benefit at no extra cost to you. Fincar's API seamlessly integrates novated leasing into your platform, allowing businesses to boost engagement and retention without the hassle of manual administration.

Why integrate with Fincar?

• Enhance Employee Benefits – Give your clients an edge in talent attraction and retention.
• Drive Platform Stickiness – Offering salary packaging options encourages businesses to stay engaged with your platform.
• No Extra Work for You – Fincar handles all compliance, lease management, and employee support, so you don't have to.

For Payroll Platforms

Fincar simplifies payroll complexity by handling pre-tax deductions, lease payments, and compliance with Australian tax laws. Our API ensures payroll teams spend less time on manual adjustments and more time on strategic tasks.

Why integrate with Fincar?

• Automated Pre-Tax Deductions – No more manual adjustments; our API ensures accurate payroll calculations.
• Fringe Benefits Tax (FBT) Compliance – Stay compliant with Australian tax law while streamlining payroll administration.
• Reduce Errors and Payroll Headaches – Less manual work means fewer payroll issues and happier clients.

For Employee Benefit Platforms

Stay ahead of the competition by expanding your benefits suite with a tax-saving vehicle leasing option. Fincar enables platforms to offer cost-effective novated leasing that enhances job satisfaction and adds real financial value for employees.

Why integrate with Fincar?

• Make Your Platform Stand Out – Offering novated leasing attracts more businesses to your platform.
• Zero Cost to Employers – Employees get a tax-saving benefit without costing businesses a cent.
• Seamless User Experience – Employees can get quotes, apply for leases, and manage their leasing benefits directly from your platform.

For Everyone Else!

If your platform supports Australian businesses, Fincar can help you unlock new commercial opportunities. Whether you're in finance, workforce management, or business services, integrating Fincar allows you to offer a high-value benefit while driving revenue.

Why integrate with Fincar?

• Monetise New Revenue Streams – Generate revenue through novated lease transactions and referrals.
• Enhance Your Value Proposition – Offer a financial perk that improves take-home pay for employees.
• Built for Any Platform – If your business serves employers, we can tailor an integration to suit your model.

Overview

Integrating Fincar is simple, with full API documentation, sandbox environments, and dedicated support to help you launch quickly.

Create an account

Sign up for API access - it takes under 1 minute. Once approved, you'll get credentials to access our developer portal and sandbox environment.

Authentication

Fincar's API follows industry-standard OAuth2 client credentials grant to ensure secure, machine-to-machine authentication. This allows trusted applications to interact with our API on behalf of businesses, without requiring individual user logins.

How It Works

• When you create an account with Fincar, you'll receive a Client ID and Client Secret.
• credentials authenticate your platform when making API calls.

• Your system sends a request to Fincar's OAuth2 token endpoint, providing your Client ID and Secret.
• If valid, Fincar responds with an access token.
• The token is used in subsequent API calls to authenticate requests.

• Include the token in the Authorization header of your API requests:
  
  GET /vehicles
Host: api.fincar.com.au
Authorization: Bearer YOUR_ACCESS_TOKEN

  
• The token remains valid for a set duration before expiring.
• Once expired, request a new access token using your Client ID and Secret.

Hello, Fincar!

Run a test request to our /health endpoint to verify connectivity and start exploring our API capabilities. Super simple!

Overview

Learn about the Fincar Partners API.

Packages

Get information about the packages available in the Fincar Partners API.

Businesses

Get information about the businesses available in the Fincar Partners API.

Participants

Get information about the participants available in the Fincar Partners API.

SDKs

Speed up your integration with Fincar's SDKs, designed to simplify authentication, API calls, and data management in multiple programming languages.

Postman Collections

Test API requests using our Postman collections, allowing you to explore endpoints, modify parameters, and inspect real-time responses.

API Reference

Access detailed API documentation, including:

• Endpoint descriptions
• Request parameters
• Response formats
• Authentication requirements